Home Insurance
Protect your most valuable asset with comprehensive home insurance tailored to Atlanta homeowners. We compare rates from 50+ top-rated carriers to find you the best coverage at the most competitive price. Whether you own a historic bungalow in Virginia Highland, a modern condo in Midtown, or a family home in the suburbs, we have the expertise to protect your investment.
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What's Covered
Comprehensive protection tailored to your specific needs.
Dwelling Coverage
Protects the physical structure of your home including walls, roof, foundation, and built-in appliances from covered perils like fire, wind, and vandalism. This is the foundation of your homeowners policy.
Personal Property Coverage
Comprehensive coverage for your belongings including furniture, electronics, clothing, jewelry, and other personal items whether at home or away. Coverage extends worldwide for most policies.
Personal Liability Protection
Protects you financially if someone is injured on your property or if you accidentally damage someone else's property. Covers legal defense costs and settlement payments up to your policy limits.
Water Damage Coverage
Protection for sudden and accidental water damage from burst pipes, appliance malfunctions, or plumbing issues. Essential coverage for Atlanta homes with older plumbing systems.
Fire & Smoke Damage
Comprehensive protection against losses from fire, lightning strikes, and smoke damage to your home and contents. Includes coverage for fire department service charges.
Wind & Hail Coverage
Critical protection for Georgia homeowners against damage from windstorms, hurricanes, tornadoes, and hail—common weather events in the Atlanta area that can cause significant property damage.
Additional Living Expenses
Pays for temporary housing, meals, and other necessary expenses if your home becomes uninhabitable after a covered loss. Maintains your standard of living during repairs.
Medical Payments to Others
Covers medical bills for guests injured on your property, regardless of fault. Helps avoid lawsuits by quickly addressing medical expenses for minor injuries.
Theft & Vandalism Protection
Coverage for stolen property and malicious damage to your home. Includes coverage for break-ins, burglary, and vandalism to your property and belongings.
Other Structures Coverage
Protects detached structures on your property like garages, sheds, fences, and gazebos. Typically provides 10% of your dwelling coverage but can be increased.
Equipment Breakdown
Optional coverage for mechanical and electrical breakdown of home systems and appliances. Covers HVAC systems, water heaters, and built-in appliances.
Ordinance or Law Coverage
Pays for additional costs to bring your home up to current building codes after a covered loss. Essential for older Atlanta homes that may not meet modern building standards.
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Frequently Asked Questions
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