Personal Auto Insurance
Get the auto coverage you need at rates that fit your budget. We compare quotes from over 50 top-rated carriers to find you the best deal on car insurance in Atlanta and across Georgia. Whether you\'re a safe driver looking for low rates, a young driver needing affordable coverage, or someone rebuilding their insurance after a lapse, we have solutions for every situation.
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What's Covered
Comprehensive protection tailored to your specific needs.
Liability Coverage
Covers bodily injury and property damage you cause to others in an accident. This includes legal defense costs, medical bills, and property repair costs. Georgia requires minimum coverage, but we recommend higher limits for better protection.
Collision Coverage
Pays to repair or replace your vehicle after an accident with another car or object, regardless of who was at fault. Essential coverage for financed or leased vehicles and valuable cars worth protecting.
Comprehensive Coverage
Protection against non-collision events including theft, vandalism, fire, hail, falling objects, animal strikes, and weather damage. Covers everything collision doesn't cover—essential for complete vehicle protection.
Uninsured/Underinsured Motorist
Protects you if you're hit by a driver without insurance or with insufficient coverage. Also covers hit-and-run accidents. With many uninsured drivers on Georgia roads, this coverage is critical.
Medical Payments Coverage
Covers medical expenses for you and your passengers after an accident, regardless of fault. Pays in addition to health insurance and provides immediate payment for medical bills and ambulance costs.
Roadside Assistance
Emergency help when you need it: towing, flat tire changes, jump starts, lockout service, and fuel delivery. Available 24/7 with nationwide coverage for peace of mind on every trip.
Rental Car Reimbursement
Pays for a rental car while your vehicle is being repaired after a covered claim. Typically provides $30-75 per day for up to 30 days. Keeps you mobile without out-of-pocket expenses during repairs.
Gap Coverage
Covers the difference between your car's actual cash value and what you still owe on your loan or lease. Critical protection for new car buyers who may be "upside down" on their loan after depreciation.
Umbrella Liability
Additional liability protection beyond your standard auto policy limits. Provides $1-5 million in extra liability coverage for serious accidents, protecting your assets and future earnings.
Accident Forgiveness
Prevents your rates from increasing after your first at-fault accident. Valuable protection for safe drivers who want to avoid premium increases after an occasional mishap.
New Car Replacement
If your new car (typically less than 1 year old) is totaled, this coverage pays for a brand new replacement vehicle rather than the depreciated value. Protects against immediate depreciation.
Diminished Value Coverage
Compensates you for the reduced resale value of your car after an accident, even after repairs. Important protection since cars with accident history are worth less, even when properly repaired.
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Frequently Asked Questions
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