Renters Insurance
Protect your belongings and personal liability for less than you think. Our renters insurance policies provide comprehensive coverage for Atlanta apartment dwellers and renters. Whether you live in Midtown, Buckhead, or any neighborhood across the metro area, we have affordable options to protect what matters most.
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What's Covered
Comprehensive protection tailored to your specific needs.
Personal Property Coverage
Comprehensive coverage for your belongings including furniture, electronics, clothing, jewelry, kitchen items, and appliances if stolen or damaged by covered perils. Protection extends worldwide—even when you travel.
Personal Liability Protection
Protects you financially if someone is injured in your rental unit or if you accidentally damage the landlord's property. Covers legal defense costs, medical bills, and settlement payments up to your policy limits.
Additional Living Expenses
Pays for temporary housing, meals, and other living expenses if your rental becomes uninhabitable due to a covered loss. Maintains your standard of living while your unit is being repaired.
Theft & Burglary Protection
Coverage for stolen items whether taken from your rental unit, car, or while traveling. Includes coverage for break-ins, burglary, and mysterious disappearance of property.
Medical Payments to Others
Covers medical bills for guests injured in your rental unit, regardless of fault. Helps maintain good relationships with neighbors and guests while avoiding potential lawsuits.
Electronics & Technology Coverage
Specialized protection for laptops, smartphones, tablets, gaming systems, TVs, and other valuable electronics. Can be enhanced with endorsements for higher-value items.
Fire & Smoke Damage
Protection for your personal property damaged by fire, lightning, or smoke. Covers replacement of belongings destroyed in fires, even if caused by other tenants or building issues.
Water Damage Coverage
Covers damage to your belongings from burst pipes, appliance leaks, or water damage from units above. Important protection in multi-unit buildings where water damage from neighbors is common.
Identity Fraud Protection
Many policies include limited coverage for identity theft expenses, including legal fees, lost wages, and costs to restore your identity after fraud.
Lock Replacement Coverage
Pays to replace locks if your keys are stolen, providing immediate security protection after a theft. Some policies include coverage for locksmith services.
Improvements & Betterments
Coverage for permanent improvements or renovations you've made to your rental unit, such as new flooring, built-in shelving, or fixtures. Protects your investment in customizing your space.
Liability Away from Home
Your liability coverage extends beyond your rental unit to protect you from claims arising from accidents you cause anywhere in the world, not just at your residence.
Why Get Coverage Through Us?
Frequently Asked Questions
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